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The automated reconciliation tool that compares your Book of Business to your bank account. Find every missing dollar instantly.
Carriers drop members from your roster. You stop getting paid. You never know.
Reconciliation lives in 47 carrier portals, each with a different CSV format.
Filing a dispute means screenshots, spreadsheets, and three follow-up emails per claim.
"Active" in the portal, not on the deposit. Status fields are not source of truth.
The average ACA agent leaves 14% of earned commission unreconciled every year.
Your roster changes monthly. Manual spreadsheet trackers fall behind in week one.
One CSV in. Every missing dollar out. No portals, no formulas, no follow-ups.
Drop your roster CSV from any AOR or carrier portal. We auto-detect the format.
CommStack matches the payments on your carrier statements to the expected commission for each member, every month.
Every missing dollar gets flagged. We tell you which carrier, which member, which month.
One click to generate a carrier-ready dispute packet. Track recoveries to your account.
Free for solo agents under 100 members. Pay only when you scale.
All major ACA carriers — Ambetter, Oscar, Molina, Centene, Anthem, BCBS, Cigna, Aetna, Kaiser, and 40+ regional plans. We auto-detect carrier-specific CSV formats from any AOR or carrier portal.
Most agents are reconciling within minutes of signup. You upload your Book of Business plus your carrier commission statements (CSV or PDF), and CommStack runs your first reconciliation pass automatically.
We never ask for your carrier or marketplace logins — you upload exported files yourself. Your data is used only to reconcile your commissions, and we never sell or share it.
CommStack generates a carrier-ready dispute packet for you: member identifiers, expected commission, payment history, and the specific gap. One click to download or email directly to the carrier. We track recovery automatically.
Yes. No contracts, no annual lock-in. Cancel from your dashboard in two clicks; your data exports as a CSV bundle.
No — CommStack is the reconciliation layer on top of your existing book. Bring your data in from HealthSherpa, AgencyBloc, AgentCubed, and others via CSV import.
Upload your book, reconcile in minutes, get paid what you earned.
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